body {
    font-family: 'Segoe UI', Tahoma, sans-serif;
    background: #f9f9f9;
    margin: 0;
    color: #333;
    line-height: 1.6;
}

.container {
    max-width: 900px;
    margin: 40px auto;
    background: #fff;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
}

h1 {
    text-align: center;
    margin-bottom: 10px;
}

.effective-date {
    text-align: center;
    font-size: 14px;
    color: #777;
    margin-bottom: 30px;
}

h2 {
    border-left: 4px solid #007bff;
    padding-left: 10px;
    margin-top: 30px;
}

h3 {
    margin-top: 20px;
}

ul {
    padding-left: 20px;
}

li {
    margin-bottom: 8px;
}

a {
    color: #007bff;
    text-decoration: none;
}

    a:hover {
        text-decoration: underline;
    }

footer {
    text-align: center;
    margin-top: 40px;
    font-size: 14px;
    color: #777;
}